Life Insurance in and around O'Fallon
Protection for those you care about
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

- O'fallon
- St Peters
- St Charles
- Wentzville
Be There For Your Loved Ones
Young people often assume they don’t need life insurance right now. Actually, it’s the opposite! You miss out on lots of benefits by waiting. That’s why your O'Fallon, MO, friends and neighbors of all ages already have State Farm life insurance!
Protection for those you care about
Now is the right time to think about life insurance

Agent Tom Richardson, At Your Service
Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the many expenses that come with financially supporting children, life insurance is critically important for young families. Even if you're a stay-at-home parent, the costs of filling the void of daycare or before and after school care can be a heavy weight. For those who aren't raising a family, you may have debts that are cosigned or want the peace of knowing your funeral is covered.
As a dependable provider of life insurance in O'Fallon, MO, State Farm is ready to be there for you and your loved ones. Call State Farm agent Tom Richardson today for help with all your life insurance needs.
Have More Questions About Life Insurance?
Call Thomas G at (636) 379-2828 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Tom Richardson
State Farm® Insurance Agent
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.