Insurance in and around O'Fallon
Need insurance? We got you.
Great insurance and a great value

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- O'fallon
- St Peters
- St Charles
- Wentzville
Find The Insurance Coverages You Need At State Farm.
Your loved ones and your things are some of what's most important to you. It's natural to want to protect them. That's why State Farm offers great insurance where you can construct a Personalized Price Plan to help fit your needs.
Need insurance? We got you.
Great insurance and a great value

Got A Plan? Let Us Help You Get There
But your car or truck is just one of the many insurance products where State Farm and Tom Richardson can help. Do you operate a business in the O'Fallon area or want to be your own boss? Navigating the complicated world of small business insurance? Tom Richardson can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Employer-owned life insurance
Employer-owned life insurance
Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.
Basement storage ideas
Basement storage ideas
Finished and unfinished basement storage can be tricky. Consider these tips to help keep the right things in your home's lower level.

Tom Richardson
State Farm® Insurance AgentSimple Insights®
Employer-owned life insurance
Employer-owned life insurance
Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.
Basement storage ideas
Basement storage ideas
Finished and unfinished basement storage can be tricky. Consider these tips to help keep the right things in your home's lower level.