Insurance in and around O'Fallon
Multiple ways to help keep more of your hard-earned dollars
Customizable coverage based on your needs

Would you like to create a personalized quote?
- O'fallon
- St Peters
- St Charles
- Wentzville
Find The Insurance Protection You Need At State Farm.
Help protect what's important to you - your loved ones, home, etc. - with the great insurance that State Farm offers. Agent Tom Richardson can help you construct a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Multiple ways to help keep more of your hard-earned dollars
Customizable coverage based on your needs

Got A Destination In Mind? Let Us Help You Get There
But your automobile is just one of the many insurance products where State Farm and Tom Richardson can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Should you refinance student loans?
Should you refinance student loans?
Student loan debt isn't uncommon, but there are ways to lighten your load. Here's what to know about student loan consolidation.

Tom Richardson
State Farm® Insurance AgentSimple Insights®
Should you refinance student loans?
Should you refinance student loans?
Student loan debt isn't uncommon, but there are ways to lighten your load. Here's what to know about student loan consolidation.