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Homeowners Insurance in and around O'Fallon

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • O'fallon
  • St Peters
  • St Charles
  • Wentzville

Insure Your Home With State Farm's Homeowners Insurance

It's so good to be home, especially when your home is covered by State Farm. You never have to be anxious about the unexpected with this terrific insurance.

Protect what's important from disaster.

Apply for homeowners insurance with State Farm

Safeguard Your Greatest Asset

State Farm Agent Tom Richardson is ready to help you handle the unexpected with dependable coverage for your home insurance needs. Such personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If if trouble knocks on your door, Tom Richardson can help you submit your claim. Find your home sweet home with State Farm!

Ready for some help getting started on a homeowners insurance policy? Contact agent Tom Richardson's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Tom at (636) 379-2828 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.

Help conquer home humidity problems with these tips

High home humidity is not only uncomfortable, it can also threaten your home’s structure and surfaces. Help clear the air with tips on how to reduce indoor humidity.

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Tom Richardson

Tom Richardson

State Farm® Insurance Agent
Office Address:
2434 Highway K
O'Fallon, MO 63368-6662
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Tips to help prevent water leakage at your business or home

Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.

Help conquer home humidity problems with these tips

High home humidity is not only uncomfortable, it can also threaten your home’s structure and surfaces. Help clear the air with tips on how to reduce indoor humidity.