Homeowners Insurance in and around O'Fallon
Protect what's important from the unanticipated.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- O'fallon
- St Peters
- St Charles
- Wentzville
There’s No Place Like Home
After a long day, there’s nothing better than coming home. Home is where you recharge, take it easy and wind down. It’s where you build a life with family and friends.
Protect what's important from the unanticipated.
The key to great homeowners insurance.

Why Homeowners In O'fallon Choose State Farm
Your home is the cornerstone for the life you hold dear. That’s why you need State Farm homeowners insurance, just in case the unexpected happens. Agent Tom Richardson can roll out the welcome mat to help provide you with coverage for your particular situation. You’ll feel right at home with Agent Tom Richardson, with a no-nonsense experience to get dependable coverage for your homeowner insurance needs. Personalized care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.
It's always the right move to cover your home with State Farm. Then, you won't have to worry about the unforeseen blizzard damage to your property. Contact Tom Richardson today to learn more about your options or ask how to bundle and save!
Have More Questions About Homeowners Insurance?
Call Thomas G at (636) 379-2828 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Make your windows energy efficient
Make your windows energy efficient
Make your windows energy efficient with simple DIY updates, such as installing storm windows and sealing air leaks with caulk or weather stripping.
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.

Tom Richardson
State Farm® Insurance AgentSimple Insights®
Make your windows energy efficient
Make your windows energy efficient
Make your windows energy efficient with simple DIY updates, such as installing storm windows and sealing air leaks with caulk or weather stripping.
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.