Homeowners Insurance in and around O'Fallon
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- O'fallon
- St Peters
- St Charles
- Wentzville
Welcome Home, With State Farm Insurance
Everyone knows having great home insurance is essential in case of a windstorm, tornado or ice storm. But homeowners insurance is about more than covering natural disaster damage. An additional feature of home insurance is that it also covers you in certain legal cases. If someone falls at your residence, you could be held responsible for their medical bills or the cost of their recovery. With good home coverage, your insurance may cover those costs.
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

Why Homeowners In O'fallon Choose State Farm
Homeowners coverage like this is what sets State Farm apart from the rest. Agent Tom Richardson can be there whenever you have problems at home, to get your homelife back to normal. State Farm is there for you.
Let us help with the details of keeping your valuables protected with State Farm's outstanding homeowners insurance. All you need to do to lay the foundation is reach out to Tom Richardson today!
Have More Questions About Homeowners Insurance?
Call Tom at (636) 379-2828 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.
The free Ting offer continues to help keep policyholders safe
The free Ting offer continues to help keep policyholders safe
State Farm is offering free Ting Sensor devices to qualified policyholders in participating states.

Tom Richardson
State Farm® Insurance AgentSimple Insights®
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.
The free Ting offer continues to help keep policyholders safe
The free Ting offer continues to help keep policyholders safe
State Farm is offering free Ting Sensor devices to qualified policyholders in participating states.